Salt Lake City Beehive has teamed with credit union organization ATIRAcredit in order to offer a card that comes with the high quality service, and competitive rates and fees you’ve come to expect from your local Salt Lake City Beehive banking experience.

The benefits we offer to our Salt Lake City members include 24/7 card service through ATIRAcredit. All you have to do is call 1-888-4-ATIRA-1 (1-888-428-4721) at any time.

We also offer rewards points with every purchase you make with your Beehive Platinum Rewards Mastercard. Points can be redeemed anytime for cash, gift cards, merchandise or travel. You have the freedom to choose! You can even track and manage your points online.

In addition to these terrific benefits, we provide the card service with no annual fee, and no balance transfer fee!

We provide extremely competitive interest rates and zero-liability fraud protection. You will also get up to $250,000 in travel insurance when you use your Salt Lake City Beehive ATIRAcredit Platinum Mastercard. You’ll also enjoy Price Protection Coverage and Purchase Assurance Coverage.

What are you waiting for? Come on down to your local Salt Lake City Beehive Credit Union and apply for your ATIRAcredit Platinum Rewards Mastercard today!

You will be entered to win a Nintendo Wii just by letting us review your current loans and see if we can do better! Most types of credit will qualify, including Utah auto loans, HELOCs, and credit cards.

If you are carrying balances on credit cards with other banks such as Citigroup, Chase and CapitalOne, you might want to read the fine print on your latest statement. Many card issuers have recently raised their rates with impunity–even for customers with good credit history.

If you are being gouged, let Salt Lake City Beehive Credit Union offer you a low interest rate on financing to pay off your current balance. Unlike some financial institutions, we do not employ the deceptive lending practices that are causing an outrage among Utah borrowers.

You can find Salt Lake City Beehive Credit Union at 2072 S. 2200 E. in Salt Lake City. Give us a call at 801-484-8811 if you have any questions about lowering your credit card interest.

We have been helping Sugarhouse and Holladay families beat their credit card rates since 1954.

At Salt Lake City Beehive Credit Union, we help Salt Lake City first-time home buyers understand the different types of mortgages and guide them in their choice. Buying a home is a significant financial commitment, we don’t want you to go it alone. The Knowledgeable mortgage loan specialists at Salt Lake City Beehive Credit Union are dedicated to making sure West Valley City home buyers get the right loan for their situation.

Salt Lake City Beehive Credit Union provides all types of Holladay real estate funding: construction financing, new home loans, lot loans, FHA, VA and ARMs.

If you are interested in refinancing your current Salt Lake City mortgage, take the Mortgage Makeover. This is a handy tool that helps you answer the following questions:

• Do I understand my current mortgage?
• Am I increasing my equity in my home each month?
• Am I making progress toward reducing my debt?
• Would refinancing put more money into my pocket each month?
• Are my payments affordable?
• Will refinancing reduce the overall interest I will pay?

At Salt Lake City Beehive Credit Union, we know mortgage loans. Call 801-484-8811 today and ask us about the first-time home buyer tax credit.

There are many good reasons to refinance right now:

• Lower your monthly house payment
• Put money back into your budget each month
• Lock in an incredible low rate
• Save big on interest over the life of your mortgage loan

Enjoy a quick and hassle free application process. Our Salt Lake City Beehive Credit Union mortgage officers are experienced and know how to get you the best rate you can qualify for while reducing red tape.

Refinance with Salt Lake City Beehive Credit Union today and start putting money back in your pocket each month!

Fill out our Rate Quote Form now and get an instant answer.

As part of the American Recovery and Reinvestment Act of 2009, qualified first time home buyers can receive a tax credit of up to $8,000!

The Internal Revenue Service website lists the qualifications:

• Applies to Salt Lake City purchases that close after April 8, 2008, and before Dec. 1, 2009.
• Applies only to homes used as a taxpayer’s principal residence in Salt Lake City or other cities.
• Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar.
• Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed. (Read more about the First Time Home Buyer Credit)

Salt Lake City Beehive Credit Union offers a variety of Utah mortgage loans. Fixed-rate, adjustable-rate, balloon, interest-only and reverse mortgages are among the most common types of home loans. If you are ready to buy or just want to talk about your situation, call a loan specialist today at 801-484-8811.

Fortunately, Salt Lake City Beehive Credit Union has sound financial footing and plenty of money to lend. Our Utah credit union members do not have to worry about our stability, we even post our financial report right on our website!

Many Utah entrepreneurs have turned to Salt Lake City Beehive Credit Union for business acquisition financing as other sources have dried up. We provide local loans such as credit personal loans and equity lines credit. Salt Lake City families who are mulling renting vs buying can talk to a Utah mortgage loan specialist at Salt Lake City Beehive Credit Union or use the interest calculator loan estimator. If you have a credit card debt, you may be able to obtain a signature loan at a lower interest rate.

If you need financing, talk to Salt Lake City Beehive Credit Union first.

Salt Lake City Beehive Credit Union has money to lend!

• Salt Lake City Beehive Credit Union
• 2072 S. 2200 E.
• Salt Lake City, Utah 84108
• 801-484-8811
• http://www.beehivecredit.com/contact_locations.shtml

If you are in the market to buy an RV, a fun summer toy or a new or used car or motorcycle; we invite you to check Salt Lake City Beehive Credit Union’s low interest rates for auto loans. We have competitive rates for auto loans including motorcycles and RVs.

If you want to avoid falling in love with a new RV or auto out of your price range, as we all know is very easy to do, let Salt Lake City Beehive Credit Union pre-approve your loan so you will know what you can spend before you start test driving.

Visit our Salt Lake City Beehive Credit Union auto loan page for more details and a link to apply for an auto loan online

.

A fixed-rate loan retains the same interest rate throughout the life of the loan. Interest rates are at record lows, so now is a great time to lock in a low rate. You can apply online or check the current rates on our home website at http://beehivecredit.com/ .

The interest rate on an adjustable-rate loan changes throughout the life of the loan. Each time the rate adjusts (either higher or lower) the monthly payment amount changes also. The interest rate on an adjustable rate loan is tied to a market index; the LIBOR and Prime Rate are two of the most common.

A Balloon Mortgage is a loan that typically offers low rates for an initial period of time (usually 5, 7, or 10) years; after that time period elapses, the balance is due or is refinanced by the borrower. The monthly payment amount prior to the balloon payment does not fluctuate.

The Salt Lake City Beehive Credit Union website has countless tools to help you research and apply for a mortgage loan.

In the world of loan financing, many confusing terms are floated about. Utah lenders are asked about the terms ‘income mortgage stated’, ‘wholesale loan’, ‘income loan stated’, ‘80 20 loans’, and ’second loans’. Contact one of our Salt Lake City loan specialist at 801-484-8811 for an explanation of these often misunderstood terms.

See our Salt Lake City Beehive Credit Union website for 30 year fixed rates and 15 year fixed mortgage rates.

• Salt Lake City Beehive Credit Union
• http://www.beehivecredit.com/contact_locations.shtml
• 2072 S. 2200 E.
• Salt Lake City, Utah 84108
• 801-484-8811

A Salt Lake City Beehive Credit Union Home Equity Line of Credit or HELOC allows you to use the equity in your home to secure a loan. Equity is the value of your home minus the amount you owe on your Salt Lake City mortgage loan. The equity increases as the balance on your mortgage loan decreases and/or your home increases in value.

Holladay and Millcreek Beehive Credit Union HELOCs are more flexible than conventional loans, they work somewhat like a credit card. The monthly payment on a West Valley City Beehive Credit Union HELOC is based on the funds owed, not on the entire credit limit.

Sugarhouse Beehive Credit Union HELOCs can be used for home improvement, education expenses, an unexpected emergency, a dream vacation; you name it! With a Salt Lake City Beehive Credit Union HELOC you pay no origination fees, annual fees or closing costs. Current rates are low low low!

Not a Beehive Credit Union member? Come in to the nearest branch and set up an account.

For more information on West Valley City area Beehive Credit Union smart borrowing options, stop by one of our offices, access our credit union website or give us a call.

Beehive Credit Union

2072 S. 2200 E.
Salt Lake City, Utah 84108
http://www.beehivecredit.com
801-484-8811

We put our member’s needs first. After all, our members are the owners, and the reason we are in business.

Hey Salt Lake City, are you ready to go Green? Your local Salt Lake City Beehive Credit Union is going green, and making it easier than ever for you to go green, too. Here’s the deal…

Salt Lake City Beehive Credit Union is offering an unbelievable introductory rate* on our home equity line of credit of only 4.25 percent! This introductory rate is only offered for a limited time on Salt Lake City HELOC loans, so give us a call soon to take advantage.

What will you do with a little extra money? We recommend going green around the house with home improvements. Home improvements can help reduce your energy requirements, reduce your utility bills, and make your living environment more comfortable. In fact, we are offering our Energy Saver$ guide to help you save money on your home improvement, and even in your car. With Salt Lake City Beehive Credit Union, it’s easy to go green, save some money and help save the planet!

In addition to our amazing HELOC introductory rate of 4.25 percent, we are offering an exciting list of added value that makes our Salt Lake City Beehive Credit Union HELOC loans a terrific deal. Here’s a quick rundown…

No origination fees. That’s right; we won’t charge you to apply for your new home equity line of credit, so there is no risk to getting started.

No closing costs. We don’t charge you to apply, and we won’t charge you to close, either. We told you we are making our HELOC loans easy, and we mean it.

No appraisal required. In most cases, we can close your home equity line of credit without the expense or hassle of an appraisal. This means our HELOC loans are completed faster and easier than you might expect.

No annuals fees. We won’t assign annual fees to your account, which makes planning and budgeting even easier because you won’t get hit with unexpected or once-in-a-while fees that seem to come from nowhere.

Interest only option. In a tight spot? We may be able to help you out with our interest-only payment options. This is a great way to reduce your monthly payment and keep your credit in good shape without loosing control of your account.

Salt Lake City Beehive Credit Union’s legendary fast and friendly service. As always, we are here to help you every step of the way. Our legendary friendly service extends to every service we offer, and makes going green a great prospect.

Ready to go green? We’re here to help with the lowest rates on a HELOC loan, and some great tips on going green with your green.

Give your local Salt Lake City Beehive Credit Union a call today for low rates on a home equity line of credit. You can reach us at: 801-484-8811.

You can also reach us on the Web at our HELOC webpage: http://beehivecredit.com/heloc2.shtml

*Introductory rate info: After six months at 4.25% the rate reverts to Prime + 0. Additional restrictions may apply. Salt Lake City Beehive Credit Union is an Equal Housing Lender. Eligibility and membership required. NCUA Insured. This offer expires November 30, 2008.