If you are new to TurboTax, you won’t believe how user-friendly it is. TurboTax guides you through your return like a personal GPS. There is even special help for first-time Salt Lake City Beehive Credit Union member TurboTax users.

You will save time entering information because it imports data directly from your BeeOnline account. TurboTax shows your refund (or tax owed) on every screen and recalculates as you enter or correct information. TurboTax also helps Salt Lake City Beehive Credit Union taxpayers find every single deduction – from job expenses to Utah charitable contributions. And TurboTax guarantees you the maximum possible refund for details).

Millions of Americans trust TurboTax for their tax preparation. Sugarhouse TurboTax users know why it is the best-selling tax software in the country.

If you usually hire a West Valley City tax service such as H&R Block or Liberty Tax Service to prepare your taxes, you may want to try Beehive’s TurboTax first before you shell out a hefty tax preparation fee. (Just another way Beehive helps you save money!)

With Salt Lake City Beehive Credit Union and TurboTax, filing your taxes has never been easier!

1) What is your loan balance?
The loan balance for your West Valley City home loan can be found on your monthly statement. If you do not receive a paper statement, contact your Utah mortgage lender to find out your rate and all the additional details about your mortgage loan.

2) What is your interest rate and loan terms?
In order to compare interest rates for West Valley City mortgage loans, it is essential to know what you are currently paying. You also need to know if your loan is an ARM (Adjustable Rate Mortgage) or fixed. A fixed loan retains the same interest rate throughout the life of the loan. The interest rate for an adjustable rate loan fluctuates. Other loan terms can affect your refinance decision, such as prepayment penalties. These must be factored in to determine if a refinance would be cost effective.

3) How much equity do you have?
Sugarhouse and Holladay home values are not what they once were. The amount of equity you have affects the interest rate you can obtain. Generally, greater equity means a lower interest rate.

The mortgage specialists at Salt Lake City Beehive Credit Union can help you determine if a refi would save you money. We can be reached at 801-484-8811 and http://www.beehivecredit.com. Beehive wants the chance to offer you a lower interest rate on your Millcreek mortgage loan. You can apply at http://www.beehivecredit.com/contact_locations.shtml.

In addition to lowering your monthly payment, refinancing your West Valley City home mortgage loan at a lower interest rate can save you thousands of dollars over the life of your loan. Replacing an ARM with a fixed rate loan can provide peace of mind now and in the future. Let Salt Lake City Beehive Credit Union simplify the refi process. Contact us today!

Salt Lake City Beehive Credit Union is excited to help our members more effectively control their finances with FinanceWorks. FinanceWorks uses easy-to-understand charts to represent your spending patterns. Transactions are updated just as fast as FinanceWorks receives the information – often immediately! You don’t have to guess when checks will clear or when automatic drafts will be taken.

Salt Lake City credit union members who have started using this powerful accounting tool say that it is helping them put more money into savings and pay down their debts quicker.

Because you access FinanceWorks from your trusted Salt Lake City Beehive Credit Union online banking login, there is no need to download any additional software.

Take an online tour of Beehive FinanceWorks. With FinanceWorks, Beehive is the top Utah bank of online banking. If you don’t currently use Beehive Online Banking, what are you waiting for?

Call us at 801-484-8811 so we can help you get going with the most powerful and easiest-to-use personal financial management tool available anywhere!

If you have not yet devised a retirement strategy, now is the time. If your Salt Lake City employer offers a retirement plan, hopefully you are taking advantage of it. Many West Valley City employers make matching contributions – tax-free money that will earn interest until you retire!

Self-employed Salt Lake City residents have to go it alone when planning and saving for their golden years. Salt Lake City Beehive Credit Union can help. We offer a variety of retirement savings accounts for Sugarhouse and Holladay investors.

A Beehive Individual Retirement Account (IRA) is the cornerstone of many Salt Lake City credit union members’ retirement savings plan. We offer a variety of IRAs to meet your needs, including the Traditional IRA, ROTH IRA and a Coverdell Education Savings Account.

Certificate IRAs are also available.

Tiered interest rates offer even higher savings for Holladay and <~NearCityThree banking checking account holders. Whichever IRA you choose, it will undoubtedly help you save for your future with great tax advantages, too. Each individual IRA is insured up to $250,000 by the NCUA.

If you have questions about how to save for retirement, Salt Lake City Beehive Credit Union manager Kandi Martinez would be happy to help you calculate retirement financial needs and choose the best type of account.

Call 801-484-8811 or visit http://www.beehivecredit.com.

If you have never used Salt Lake City Beehive Credit Union Salt Lake City Online Bill Pay, you are spending way too much time writing checks, buying stamps and stuffing envelopes. Most of us pay the same bills every month: insurance premiums, mortgage payments, West Valley City gas and electric bills, credit card payments, Holladay cable TV, and Utah internet service providers, just to name a few.

Salt Lake City Beehive Credit Union Online Bill Pay is easy to set up and even easier to use. The Bill Pay guide at http://www.beehivecredit.com shows you how. Of course, you can always call 801-484-8811 for help getting started or stop by the Parleys branch at 2072 S. 2200 E. in Salt Lake City to talk to an account specialist.

Salt Lake City Direct Deposit is another Beehive service that makes your life easier. With Salt Lake City Beehive Credit Union Direct Deposit, you will never have to stand in line on payday again! You can have all or part of your paycheck deposited directly to the personal or business account of your choice. (This works for any type of check, including Social Security checks.)

The Salt Lake City Beehive Credit Union website contains all the sign-up forms you need for these and other services. Don’t forget; you can apply for loans, change your address, order checks and apply for new accounts online.

It’s not that we don’t like to see you come into the Parleys office, we simply acknowledge that it is not always convenient in the course of your busy day, and so we have made it easy for you to bank online with Beehive.

Salt Lake City Beehive Credit Union
2072 S. 2200 E.
Salt Lake City, Utah 84108
801-484-8811

http://www.beehivecredit.com

Salt Lake City Beehive Credit Union offers a variety of business loans including SBA loans, business real estate financing and express lines of credit.

Many people in other parts of the country have had a difficult time finding financing in the past few years as the credit market has tightened. Business owners in West Valley City are fortunate to have a local institution with plenty of money to lend. Beehive banking always offers competitive rates on all our different loan products.

We know that Salt Lake City entrepreneurs are busy managing their companies. The loan application process at Beehive is hassle-free. Our business loan specialists do most of the work for you. Check http://beehivecredit.com/business.shtml for current interest rates.

Sugarhouse business owners can also benefit from Beehive Cash Management. Cash Management is an electronic banking system designed for business banking. It’s secure with password protection and has a variety of business banking features to help you manage your business finances with ease. You can learn more about this powerful tool at our online business loans website.

Every Holladay and Millcreek home is unique, and so are the lending needs to go with each home and home owner. Beehive has multiple mortgage products to fit your individual needs.

If you have never obtained a mortgage loan before, you may be nervous about the stories of ’surprise’ interest rate jumps and hidden fees not disclosed up front. At Salt Lake City Beehive Credit Union, you don’t have to worry about tricks used by predatory lenders to take advantage of unsuspecting Salt Lake City borrowers.

Salt Lake City Beehive Credit Union has been part of your community for over sixty years. We have financed home loans for many of your Sugarhouse friends and neighbors and look forward to serving Millcreek families for many more years to come. Our Knowledgeable home loan specialists walk first-time West Valley City homes buyers through the mortgage application process and help them understand all the details of the loan terms.

Buying a home involves a fair amount of paperwork. Salt Lake City Beehive Credit Union simplifies a major part of the transaction, the mortgage application process.

Contact one of our loan officers at 801-484-8811 for more information about West Valley City mortgage financing.

Basic savings interest accounts at Beehive have a low minimum balance requirement of $25. Interest is paid quarterly on balances over $100.

With a Salt Lake City Beehive Credit Union money market account you can earn high interest and still have access to your money. Beehive offers three different types of high money market accounts for Utah credit union members.

Salt Lake City Beehive Credit Union’s traditional high money market account pays interest on balances over $5000. The interest rates increase as your balance grows. West Valley City credit union account holders can make six withdrawals per month without incurring any fees. See http://www.beehivecredit.com for money market account rates.

If you already do your banking online, an online money market account is probably the best type of money market account for you. The Salt Lake City Beehive Credit Union online high interest account is similar to the traditional money market account, however, it must be applied for and opened on Beehive’s Deposits website. (Most online bankers wouldn’t want to do it any other way.)

Salt Lake City Beehive Credit Union’s high yield money market savings account is for Utah credit union members who have a balance of $30,000 or more. These accounts pay monthly rates interest using a day-in-to-day-out computation method.

Salt Lake City Beehive Credit Union also offers interest earning checking accounts. Beehive’s Free Bee Checking pays interest monthly on average daily balances over $500.

If you need more information about these accounts, call 801-484-8811 to talk to a Knowledgeable account specialist.

There is no reason not to earn interest on your money at Salt Lake City Beehive Credit Union.

If you are a Salt Lake City Beehive Credit Union member but have business accounts at another Utah bank, you might want to consider transferring your business accounts to Salt Lake City Beehive Credit Union.

Salt Lake City Beehive Credit Union is the perfect partner for West Valley City business owners. Beehive offers Free Business Checking, an account similar to our personal checking account. We charge no setup costs, monthly maintenance fees, or per check charges. If you travel frequently on business, you will appreciate the free use of CO-OP Network ATMs and a Free Visa Credit Card to use as an overdraft source (see http://www.beehivecredit.com/contact_locations.shtml for details.)

While some Sugarhouse banks and Holladay credit unions have started charging fees for Direct Deposit and account phone access, these are both free with a Beehive Business checking account. Our free business checking is only one of the services that makes managing business finances easier. We will talk about additional business services in future articles.

Salt Lake City Beehive Credit Union is located at 2072 S. 2200 E. in Salt Lake City. Our phone number is 801-484-8811. If you have questions about business banking, you may call manager Kandi Martinez or a Knowledgeable member of our team.

One Utah business owner endorsed Beehive business banking by saying: “I have had my personal as well as business accounts with Beehive for close to 15 years. Enough said.”

Use our Parley’s Way loan calculator to help you determine the loan financing amount and payment options that are best for you. This can be used as a calculator for mortgages or any type of loan.

The values are currently set for a 30-year mortgage (360 months) at 6.0% interest with a borrowed amount of $100,000, but you can change the values to reflect the loan you are looking for. To help you calculate a total payment, you can add monthly taxes and insurance (this also works for car loans if you want to know the total cost per month of the car).